This website exists to warn the public about a documented pattern of financial manipulation, repeated unfulfilled promises, secrecy requirements, and serial rebranding of income schemes associated with Panterra Vida, GEM University, and Kenneth Scott Cousens.
Over multiple years, members were told that large financial activations, debt eliminations, asset releases, or income systems were imminent. When these claims failed to materialise, they were replaced by new explanations, new structures, and new programs, while prior failures were never resolved or accounted for.
This pattern is consistent with recognised warning signs of high-risk financial schemes, including reliance on belief rather than evidence, discouragement of independent verification, and repeated requests for patience while funds and control remain centralised.
The full investigative report, including timelines and analysis, can be downloaded below.
Download the full report (PDF)